Three Steps to Effectively Handle Workers Compensation

Posted on November 19th, 2014
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The purpose of workers compensation is to cover medical care, including rehabilitation from injuries, replacement of lost wages, and specialized treatments that are needed as the result of an injury that was received in connection with work. In order to get these benefits, the worker must file their complaint in a way that complies with every aspect of state procedure.

When a worker is injured on the job, their first priority is to get the medical care they need for their injury. Once this has been done, an employee must take steps to guarantee they receive compensation for the injury.

 

Report the Injury

The first step is to report the injury. This is something that the employee must do immediately. In every state, the number of days that an employee has to report an injury to an employer is different. In many states, injuries must be reported within one month or 30 calendar days of the injury. However, in some places workers only have a couple of days to report the injury, while other states give workers up to multiple years to report the injury.

 
Request and Submit Documentation

Employers should be able to provide their employees with all the documentation that they will need in order to file a workers compensation claim. Any hesitancy on the part of an employer to cooperate with an employee’s request for these documents should be reported to the workers compensation office in the area. In many cases, this office will be able to provide the help an employee will need to get compensation.After an employee receives the paperwork, they must fill it out, and it must be submitted in a timely manner. Employers will submit documentation to insurance companies. Depending on the law of a particular state, an employee might also need to submit documents to the state’s workers compensation agency. All of these things must be done in a time sensitive manner.

 
Consult an Experienced Attorney

The best case scenario is that the employer and the insurance company do not dispute the claim and the employee can submit medical bills following the insurance company’s procedures. Unfortunately, in the vast majority of cases, things do not go as smoothly as an employee would like. Usually, there is resistance from both the employer and the insurance company. The employee may need to fight for their rights to get the medical benefits they deserve.This is where consulting a workers compensation attorney becomes important. Workers compensation attorneys can work with employees to help them make sure they have the proper documentation necessary to prove their injuries and to prove that they followed appropriate procedures. From there, an attorney can use their experience and know-how to interact with insurance companies and employers, and if need be, to carry out any litigation on behalf of the injured employee.